Thursday, April 30, 2026

Travel Tips after 4 Years on the Road (by John Kealey)


Photo: April 15, 2022

(I receive no compensation from anyone for these opinions)

Getting Prepared for Travel

·       Bank Accounts

o   Get a Fidelity or Schwab checking account with an ATM card

o   Put a few thousand dollars in there strictly for travel

o   This is NOT your normal day-to-day checking account that pays your bills!!

·       Credit Cards

o   Carry more than one, from different banks.

o   Premium Travel Cards – these can be expensive! But, they have some useful perks:

§  No currency exchange fee

§  Rental Car Insurance

§  Airport Lounge access

§  Some form of cancellation insurance

§  Can transfer points to hotel chains and airline partners


·       Memberships

o   Pick a few of these and create accounts to accumulate benefits

o   Airline loyalty programs

o   Car Rental loyalty programs

o   Hotel Chain loyalty programs


·       Copies/Photos of Key Documents

o   Passport data page

o   Drivers License

o   Photo of Credit Cards

§  NOTE: I do NOT do this - I GREATLY prefer keeping credit card data in our encrypted Password Manager program!!!


·       Apps for your phone

o   Get an e-SIM data plan for your phone

§  We use FlexiRoam

o   Password Manager Program

§  We use Bitwarden (free)

o   WhatsApp (Free)

§  The whole world uses WhatsApp (except North America).

o   Google Maps (Free)

o   Rome to Rio (Free)

§  Shows more local transportation options

o   XE Currency Conversion (Free)

§  Has the best user interface

o   Google Translate (Free)

§  Lets you type, talk or take photos for translation

o   Splitwise (Free)

§  Great for sharing costs with family or friends

o   Airline Apps

o   Hotel Apps

o   Rental Car Agency Apps

o   All Trails

§  Find hiking and biking trails near your location (free)

§  Paid version let’s you save the trails offline (for when you have no cellular signal)

o   VPN

§  We use Nord VPN

o   Ride Hailing Apps (aka Taxi Apps)

§  Uber works in so many places

·       FreeNow

·       Didi

§  Convenience of fixed price and paying by credit card

·       Luggage

o   We use 4-wheel spinner type for checked bag and carry on bag

o   We prefer Softside style (easier to stuff full)

§  I have a Hard Shell carry on I like

o   Apple AirTag hidden inside with duct tape

§  Change the battery yearly

o   Have a small backpack for day trips (snacks, jacket, water, ect)

·       Passport

o   Must have 6 months or more before expiring

·       Electricity

o   We like “cube -style” plug converters for all the different plug configurations

§  For charging phones, tablets, camera batteries, computers

o   Don’t bring devices that have motors or heating elements to other countries

Planning

·   Check whether you need to get a Tourist VISA to enter the country you’re planning to visit

o   Usually can book online

o   Get familiar with the rules for staying in the European Schengen Zone

·    Use AI to help

o   Chat GPT and other AI sites can help with initial planning

o   Things like:

§  Plan a circular driving route around Germany, hit the major tourist attractions, maximum driving time per day is 4 hours, minimum stay in a town is 2 nights, make the trip a maximum of 20 days, show me an itinerary.

o   They aren’t perfect, they make mistakes so doubled check. But it gets your plan started pretty quickly

·    Calendar

o   Put EVERYTHING in your Google or Apple Calendar

o   Start and end date and time

o   Reservation or Confirmation number

o   How you booked it (What website, phone number, app)

o   How much you agreed to pay and what currency


·    Google My Maps (this different than Google Maps)

o   This is a little-known tool that allows you to build and SAVE the routes you have planned

o   It’s not critical, but can be a nice way to display your vacation’s planned route

 

Flights

o   Always start with Google Flights to find flights and prices

o   Beauty of “Travel Points” with airlines or affiliated Credit Card programs is you can cancel a flight booked with points and get the points refunded !!

o   We always try to book flights directly thru the Airline

o   If its an 8 hour cross an ocean flight: look into Premium Economy or Business Class tickets for comfort and the possibility of sleep.

o   We always try for :

o   the fewest number of connecting flights

o   sticking with the major airlines (this does not mean just USA based carriers). These are also great:

§  Turkish Airlines

§  Emirates

§  British Airways

§  Thai Airlines

§  Lufthansa

§  Singapore Airlines

 

Accommodation

o   Use use AirBnb (and VRBO) as well hotels

o   In general, for 1-2 nights we use hotels, longer we use Airbnb

o   We’ve seen stories about Airbnb catastrophes – we have not experienced any.

o   Most Airbnb’s give a discount if you stay a full week or a full 28 days.

o   For Hotels

o   We usually check the Hotel’s website to see if booking directly is a better deal

o   We book with Booking.com, Hotels.com

o   Usually, but not always, getting a room that includes breakfast is a good deal.

 

Rental Cars

o   Check the majors

o   Budget

o   Avis

o   Enterprise/National

o   Sixt

o   EuropCar

o   In general, we do NOT book with local “Mom and Pop” rental car agencies

o   Look at booking sites Travelocity, Priceline

o   I have had great success with Car Rental Aggregator called QEEQ (there are others)

o   Think about whether you need an vehicle with Automatic Transmission

o   If you have a fancy Travel Credit Card DECLINE car company liability insurance 

 

Transportation

o   Local buses and subways are usually VERY economical

o   Google Maps and Rome to Rio will give info on what route number to take and track your location on the route

o   Taxis

o   In many European locations paying with a credit card is OK, many other places will expect CASH.

o   In some places taxis use meters

o   Many, many more places expect you to negotiate a price to go to your destination

o   Google Maps

o   Learn how to save “Offline Data” in Google Maps when on Wi-Fi.

§  Allows you to keep navigating without using your phone data or when you can’t get a cellular signal


Communication

o   Get a data plan for your phone, activate it just before you leave.

o   We find you do NOT need a foreign phone number with a voice line – DATA ONLY.

o   We use E-SIM data only plans. Paired with WhatsApp you can make WhatsApp to WhatsApp phone calls or video calls.

o   Every hotel, car rental agency, tour operator, Tour Guide in the world has a WhatsApp account (ask for it or check their website)

o   E-SIM plans are offered by dozens of companies. Some are:

o   Saily

o   Airalo

o   Holafly

o   Nomad

o   FlexiRoam (this is the one we use, buy when they have a sale)

 

Paying for Things

·       Use your “no transaction fee” travel credit card

o   Always pay in the local currency!!

o   If they ask to convert to $USA it’s a ploy to make more money

o   Make sure you have your credit card set up to ALWAYS send you an email when there is a charge

·       Getting local Cash in the Local Currency

o   Use your ATM card attached to your Schwab or Fidelity Checking account

o   Schwab and Fidelity refund any local ATM machine fees

o   ALWAYS “Decline” any option on the ATM that shows you a fixed conversion rate

§  This will be a BAD deal

·       Emergency Cash

o   Some people say carrying Emergency Cash is no longer necessary

o   We always have $200 USD (Euros make sense too) in “new, crisp” $20 bills with no marks or tears

§  Many foreign currency exchanges will REJECT any marked or damaged bills

 

When you arrive

o   We find it’s most convenient to take a taxi or Uber from the airport to your accommodation

o   You’re tired, its takes you directly to your destination

o   We usually arrange for a “free” walking tour the first or second day in a location

o   They aren’t free, you give a good tip for a well presented and well-organized walking tour.

o   Look at GetYourGuide.com or GuruWalks.com

o   Going on a Hop-On/Hop-Off bus tour around town can also help you get oriented to the town

 

Miscellaneous Musings

o   Travel while you can!!

o   None of us are getting younger

o   We all have an expiration date

o   Don’t be paranoid – the whole world is not out to get you

o   However, if people approach you in the street “with a great deal”, keep walking.

o   Pickpockets are real - just be sensible

o   We go to ATMs only in daylight hours

o   Take Photos of tickets or reservations so they are readily available (even when you don’t have a cellular signal)

o   Try the local food

o   Walk!

o   Don’t try to see everything, you’ll run yourself ragged

o   Plan for some free time

o   Don’t trust the opinions of Travel Influencers!

o   “Everything is FANTASTIC”, “every restaurant serves gourmet food”

o   I will drive a rental car in most countries

o   But not in places where driving is an exercise in Russian Roulette.

o   It’s not that they are bad drivers, the unofficial rules of the road are just so different

o   I’m thinking places like:

§  Bangkok

§  Hong Kong

§  All of Vietnam

§  Probably all of India

§  Morocco

§  And many more…

o   If all of this data is overwhelming – SIGN UP A TOUR

o   Try for small group size (8-16 people)

o   Is there a Guide with you for the whole trip?

o   Look at how the tour moves you around

§  Is it by a private coach or bus?

§  Is it using public transportation (bus, Train)?

o   Are you seeing the types of things you enjoy?

§  Architecture, or history, or beautiful scenery

o   Activity Level – is it a go-go tour or a more relaxed pace



Photo: April 15, 2026

 

1 comment:

Gordon Ellwood said...

Fantastic. Some great tips, contacts and experiences that I haven't thought about. You both are looking great. Go WhatsApp.
Thank you